When is the best time to start building wealth? That depends on your age. The earlier you start, the better it is. As time goes by, it will give you better financial choices in future. WHEN YOU ARE IN YOUR 20s Firstly, make sure you have an emergency fund. If you have a secure job …
In 2020 and 2021, despite the pandemic raging all around the world, the equity markets were having a good time. But in 2022, many investors have become panicky and emotional with the roller coaster ride. Many investors are trying to trade in and out, engaging in market timing to beat the volatility. Investors should control …
In recent years the idea of FIRE (Financial Independence and Retire early) has caught on and becomes trendy. The pandemic and the economic chaos resulting from this have also forced some companies to offer early retirement packages to employees, such as the VSS (Voluntary Separation Scheme). If you are toying with the idea of retiring …
What is an investment portfolio? Think of an investment portfolio like a storeroom that holds all your assets that can generate income and grow in value with time for you. Inside this storeroom you can have unit trusts, stocks, bonds, properties etc. When constructing our portfolio, consider these factors. Growth Saving and investing for retirement …
What is an Ideal Investment Portfolio for Retirement Planning Read More »
How to get started? Define our goals. Make sure we know why we are investing. Long term, mid-term, or short term. Example, at the age of 40, we may to want start retirement planning. If we retire at age 60, that means we have a time horizon of 20 years. How much do we need …
What is Unit Trust Unit Trust is a kind of fund that allows investors to pool their savings together for similar investment objectives. This fund is then managed and invested in shares or other financial assets by professional managers such Public Mutual Berhad. Unit Trust is also known as a collective investment. WHY INVEST IN …
